Gold Loan

  • Loan against gold ornaments.
  • 80% of the market value of gold sanctioned as gold loan.
  • Loans upto 10 lakhs
  • Period 6 months but  can be further renewed
  • Special Counter working up to 4.30 P.M on week days. 1 P.M  on Saturdays.
  • Interest 14% upto 2 lakhs and 14% for above 2 lakhs  per annum.*
  • Interest calculated on daily balance method.
  • Gold loan in all working days.
  • Interest for the loan amount of Rs.100/- per month is 1.08 paise only.*
  • No other charges like Insurance charge, appraisal charge, cost of form, service charge, locker charge etc.
  • Interest charged only from the day of  loan disbursement to the repayment date.
* Conditions apply.

Timing of  Special Gold loan Counter

Branches Monday to Saturday

10 A.M. to 4.30 P.M.

Evening Branches Monday to Saturday

1 P.M. to 7.00 P.M.




Special Gold loan

  • Loan amount up to 10 lakhs.
  • 85% of the market value of gold ornaments sanctioned as gold loan.
  • Interest 13%
  • Daily diminishing interest
  • Gold loan availed on all working days.
  • Period 3 months.
  • Interest for Rs.100/- per month is Rs.1.08 only.
  • No hidden charges like Insurance charge, appraisal charge, cost of form, service charge, locker charge etc.
  • Interest charged only from the day of  loan disbursement to the repayment date
Gold purchase loan
Gold loan over draft